F/5.6, 1/1600, ISO 400.

Common Merganser ( Female )

Tom and Bob are talking:

Tom: “I managed to lose my rifle when I was in the army.”

Bob: “And…”

Tom: “I had to pay $1000 to cover the loss. I’m starting to understand why a Navy captain always goes down with his ship. ”

Interesting Fact: Often when one bird dives in a large group, the others follow the leader and disappear. They can stay under for up to 2 minutes, but they normally dive for less than 30 seconds. ( https://www.allaboutbirds.org/guide/Common_Merganser/lifehistory )