F/6.3, 1/500, ISO 200.

Red-breasted Merganser  

Why do bananas use sunscreen?

Because they peel.

Interesting Fact: The red-breasted merganser (Mergus serrator) is a diving duck, one of the sawbills. The genus name is a Latin word used by Pliny and other Roman authors to refer to an unspecified waterbird, and serrator is a sawyer from Latin serra, “saw”.  ( https://en.wikipedia.org/wiki/Red-breasted_merganser#Behaviour )